You do
not have to be an insurance expert to get a competitive offer for annual
insurance on your car and you only have to take these easy and clear advice
...
The
annual car insurance forms a significant part of the expenses incurred by the
owner each year on his car, which usually ranges between installments (if new),
fuel, maintenance, registration fees, parking (if needed), and other things
including insurance.
Some say
that the car money is comparable, even relatively, to the home, so any savings
that can be obtained in any part of your car expenses will bring you back with
great pleasure by saving a portion of the money that can be invested in other
things.
Therefore,
strive to obtain the cheapest possible insurance, but also beware, the cheapest
does not mean the most appropriate, and the same applies to the most expensive,
it is not necessarily the most appropriate. So, you have to choose the most
appropriate insurance very carefully, and in turn, we have studied the insurance
market to come up with four easy and clear tips to help you get the cheapest
and the most appropriate insurance for your car if you follow it. Here are these
tips:
1- Search more ... Save more:
An
extensive and correct search for the right insurance offer for your car is the
first and most important step in obtaining the best insurance. And there is no
longer any argument these days for not conducting extensive research in the
presence of websites that provide a lot of trouble of traditional research
methods as well as give you more details and time to study the best offer. We
also advise you, upon obtaining a suitable offer, try to contact another
company that makes a similar offer and negotiate with it that you got an offer
of a certain value. Can you give me a better offer?
2- Don't buy what you don't need:
This
point is essential and the previous step is the best way to go. Each
insurance has several points covered, so you may not need the most part. For
example, there is a silver and gold insurance, and the latter includes services
that the former does not provide, such as saving your car in case you get stuck
in a rough road, covering accident insurance within neighboring countries, and
compensating you in the event of losing some valuable personal property. For
example, if you never drive off-road in your car, you do not need to travel at
all to the neighboring countries in your car and do not usually transfer any
valuable property within your car. So why do you need to pay a higher amount to
get the golden insurance that provides services that you will never need?!
3- Avoid some additional services:
When
purchasing insurance for your car, most companies offer additional services
such as providing an alternative car while you have to repair your insured
vehicle after an accident, or pay compensation to a driver and passengers
affected by the accident. There is no doubt that the above has many benefits,
but if we recommend that you pay higher insurance to cover the injury of the
driver and passengers, the matter does not apply to providing a replacement
car.
4- A higher value ... more expensive insurance:
One of
the words stringed by insurance companies to attract customers to pay more is the
total car value. As it offers to evaluate your car in a higher amount in the
event of an accident that resulted in the car being totally canceled (that is,
it is no longer workable or permanently repaired), in exchange for paying more
fees. The most thing that helps insurance companies persuade customers to do so
is greed. There is no doubt that you will be happy, for example, if you get $
23 thousand as a total value of your car instead of $ 20 thousand, in the event
that your car is canceled and for an amount that may not exceed $ 40.
That is,
this relatively small amount will return you $ 3,000 later ... What a deal,
what a fool! The cancellation of the car is caused only by a very severe
accident that may not come out alive from it to take the extra amount, or from
natural disasters such as floods or accidents such as fire, and all of this is
rare and extremely rare. Remember that greed is not good for your car, so your
car may not be up to $ 20,000 in value.